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Mumbai: The Reserve Bank of India (RBI) will ease key provisions in its proposed gold loan framework -- raising the loan-to-value (LTV) ratio and exempting small-ticket borrowers from credit appraisals -- after feedback from non-banking financial companies (NBFCs), cooperative banks, and government departments, governor Sanjay Malhotra said on Friday. Aimed at improving access to formal credit for rural and semi-urban borrowers, the new rules will exempt gold loans up to ₹2.5 lakh from credit a ...Read More >
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