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Pune (Maharashtra) [India], June 26: In times of financial emergencies or when immediate funds are required, individuals often find themselves searching for convenient and reliable sources of financing. Bajaj Finance Gold Loan emerges as an ideal solution, providing quick access to funds against the security of gold jewellery. Gold loans help borrowers meet their immediate funding requirements without compromising their overall financial well-being. Applying for an instant gold loan is much eas ...Read More >
New Delhi [India], April 2: Digital lending apps have made borrowing quicker and more convenient than before. However, comparing options before choosing a Personal Loan app is important to avoid high charges or inflexible repayment terms. Selecting a loan app without reviewing key features can lead to unexpected costs or poor customer support. This guide outlines key features to help you assess your options effectively, enabling you to choose a more secure and cost-effective borrowing option. A ...Read More >
VMPL New Delhi [India], April 2: Digital lending apps have made borrowing quicker and more convenient than before. However, comparing options before choosing a Personal Loan app is important to avoid high charges or inflexible repayment terms. Selecting a loan app without reviewing key features can lead to unexpected costs or poor customer support. This guide outlines key features to help you assess your options effectively, enabling you to choose a more secure and cost-effective borrowing opti ...Read More >
MUMBAI: Gold loans have emerged as the top product in new originations and the second-largest retail credit book in India at Rs 16 lakh crore, trailing only home loans at Rs 44 lakh crore, according to credit bureau TransUnion Cibil, even as consumer durable loans, largely for mobile phones, have become the main entry point for first-time borrowers, replacing two-wheelers and priority sector loans. According to TransUnion Cibil's credit market indicator report, credit markets improved in the thi ...Read More >
PNNNew Delhi [India], March 30: Life surprises you with unexpected turns. You think you have things under control and something sudden leaves you scrambling to fix things. Such instances are often accompanied by financial distress. To cope, you may consider a personal loan, which is an easy credit option with flexible terms. But what if you already have one? Can you get another, or can you simply opt for a top-up? Both options have their own perks. For instance, FIRSTmoney personal loan by IDFC ...Read More >
Gurugram : Women borrowers are emerging as some of the most reliable participants in India's credit ecosystem, according to behavioral insights from the financial empowerment platform Zavo. Drawing on activity across more than 3 million users on its platform, Zavo's data indicates that women borrowers consistently show stronger repayment discipline and higher engagement with their financial obligations than male borrowers. Within the platform, 948,000 users are women, accounting for 31.6% of t ...Read More >
Gurgaon/Mumbai : Paisabazaar, India's largest consumer credit marketplace and free credit score platform, and YES BANK, India's sixth largest private sector bank, have announced the launch of the upgraded YES BANK Paisabazaar PaisaSave Credit Card. This co-created credit card now offers one of the highest dining and travel cashback benefits in its category. With a powerful 6% cashback on dining and travel spends, the revamped PaisaSave Credit Card delivers strong value with no joining fee, maki ...Read More >
MUMBAI: Early-stage delinquencies in micro-loans against property (micro-LAP) and micro-housing loans have been rising year-on-year, TransUnion CIBIL cautioned in its December 2025 Credit Market Report. The credit bureau also noted that lenders are increasingly prioritising borrowers with credit scores above 750 and a mature credit history. According to the report, delinquency levels in the micro-LAP segment rose by 45 basis points (bps) year-on-year to 3.3% as of September 2025. Early delinque ...Read More >
New Delhi, Nov 10 (PTI) The Delhi Police has busted multiple cyber fraud syndicates operating across India, arresting four men involved in large-scale digital arrest and investment fraud rackets and unearthing a Rs 5 crore cryptocurrency trail linked to Dubai-based handlers, an official said on Monday. According to police, multi-state raids were conducted in Delhi, Haryana, Punjab and Uttarakhand, during which several mobile phones, SIM cards, laptops, debit and credit cards, cheque books and o ...Read More >
New Delhi, Nov 10 (UNI) For India's festive shoppers this year, convenience trumped bargain-hunting. A new Paisabazaar survey of over 10,200 consumers reveals a major shift in borrowing behaviour with 42pc respondents choosing lenders offering instant loan disbursal and minimal paperwork over those with the lowest interest rates. In contrast, only 25pc said the interest rate was their top priority. The findings highlight how personal loans are increasingly being used for aspirational and plann ...Read More >
The government is considering introducing a separate National Industrial Classification (NIC) code for fintech companies. This will help set up a central database and improve oversight. The plan aims to close data gaps, simplify classification, and improve policymaking for India's growing fintech sector. The Indian government is exploring the creation of a separate National Industrial Classification (NIC) code for fintech companies to build a central database, according to reports. India curren ...Read More >
Mumbai: The Reserve Bank of India (RBI) has revised its existing rules to make retail loans more flexible, widened the scope for lending against gold and silver collateral, and provide easier capital-raising avenues for banks besides improving credit information systems. Announced through seven directions and circulars on Monday evening, three of these changes will take effect from October 1, while four others have been released for public consultation until October 20, 2025. Draft proposals, me ...Read More >
New Delhi: First-time borrowers without a CIBIL score should not face outright rejection of loan applications, the government clarified in Parliament. Minister of State for Finance Pankaj Chaudhary informed the Lok Sabha during the monsoon session that the Reserve Bank of India (RBI) has not prescribed any minimum credit score requirement for loan approval. RBI has advised banks and financial institutions not to reject applications solely due to lack of credit history. This enables new borrowe ...Read More >
Mumbai (Maharashtra) [India], August 21: TransUnion CIBIL, India's pioneering insights and information company, is celebrating 25 years of building trust in India's credit ecosystem with a storytelling-led brand and consumer outreach campaign. Also Read | Jaipur Shocker: Woman Suffering From Scrub Typhus Dies After Driver Abandons Vehicle As Ambulance Runs Out of Oxygen in Rajasthan, Case Registered. At the heart of its silver jubilee celebration is 'CIBIL Ki Kahaniyan', a special edition of t ...Read More >
Pune (Maharashtra) [India], August 20: In India, the period from August to November is considered auspicious because of the various festivals celebrated during this time, including Ganesh Chaturthi and Diwali. These festivals are believed to bring happiness and prosperity. This positive sentiment makes the festive season the ideal time to invest in properties. Prospective homebuyers can also benefit from festive offers, such as special interest rates and slashed processing fees. To this end, Baj ...Read More >
VMPL Pune (Maharashtra) [India], August 20: In India, the period from August to November is considered auspicious because of the various festivals celebrated during this time, including Ganesh Chaturthi and Diwali. These festivals are believed to bring happiness and prosperity. This positive sentiment makes the festive season the ideal time to invest in properties. Prospective homebuyers can also benefit from festive offers, such as special interest rates and slashed processing fees. To this en ...Read More >
New Delhi: The Delhi High Court has reaffirmed that the personal liberty of two consenting adults to marry and live together peacefully is protected under Article 21 of the Indian Constitution. In a recent ruling, the court emphasised that family opposition cannot override this autonomy. Justice Sanjeev Narula stated that the Supreme Court has consistently upheld this principle, directing law enforcement to protect couples from threats or coercion. In this case, the court ordered police protect ...Read More >
Pune (Maharashtra) [India], August 14: Gold has always held a special place in Indian homes, treasured for both its beauty and its lasting value. Beyond its cultural significance, gold jewellery has been a trusted financial backup for generations, helping families in times of need. Now, with Bajaj Finserv Gold Loan, this age-old tradition meets modern convenience. Also Read | 'Ruin the Friendship' and 'CANCELLED!': Are These Taylor Swift's Alleged Diss Tracks Targeting Blake Lively? Fan Theorie ...Read More >
New Delhi [India], August 14 (ANI): Border Security Force Sub-Inspector Vyas Dev and Constable Suddi Rabha are among those 16 personnel who have been awarded the Medal for Gallantry (GM) on the 79th Independence Day for showing their exceptional bravery and unmatched valour exhibited by them in Operation Sindoor. In addition, the President Medal for Distinguished Service (PSM) to five and the Medal for Meritorious Service (MSM) to 46 are also awarded to BSF officers and personnel. During Opera ...Read More >
Pune (Maharashtra) [India], August 14: Gold has always held a special place in Indian homes, treasured for both its beauty and its lasting value. Beyond its cultural significance, gold jewellery has been a trusted financial backup for generations, helping families in times of need. Now, with Bajaj Finserv Gold Loan, this age-old tradition meets modern convenience. During the Prime Loan Festival, individuals can unlock the true potential of their gold ornaments by pledging them as security and a ...Read More >
Kolkata, Aug 14 (PTI) Chief Minister Mamata Banerjee on Thursday said India would not have got Independence if Bengal was not there, as personalities like Rabindranath Tagore and Subhas Chandra Bose, who contributed significantly to shaping the nation's destiny, were born here. Speaking at a function marking the 12th anniversary of the 'Kanyashree' scheme, Banerjee said Bengal is the beacon of hope which stands for unity amid diversity. "If Bengal was not there, India would not have got Indepe ...Read More >
VMPL Pune (Maharashtra) [India], August 14: Gold has always held a special place in Indian homes, treasured for both its beauty and its lasting value. Beyond its cultural significance, gold jewellery has been a trusted financial backup for generations, helping families in times of need. Now, with Bajaj Finserv Gold Loan, this age-old tradition meets modern convenience. During the Prime Loan Festival, individuals can unlock the true potential of their gold ornaments by pledging them as security ...Read More >
Thane, Aug 14 (PTI) A fire broke out at a cafe located in a multi-storey residential building in Maharashtra's Thane city early Thursday morning, following which 35 persons were evacuated from the structure, officials said. No casualty has been reported as of now, Thane Municipal Corporation's disaster management cell chief Yasin Tadvi said. The blaze erupted in the Parsik Cafe located on the ground floor of the six-storey building at Kharegaon in Kalwa (West), he said. The disaster managemen ...Read More >
New Delhi [India], August 14 (ANI): Generative Artificial Intelligence (AI) has the potential to improve banking operations in India by up to 46 per cent, according to a report by the Reserve Bank of India (RBI). The central bank noted that AI can help financial institutions better understand customer behaviour, improve efficiency, and offer more personalised services at scale. It stated, "GenAI is poised to improve banking operations in India by up to 46 per cent". The report said AI is incr ...Read More >
New Delhi [India], August 14 (ANI): Generative Artificial Intelligence (AI) has the potential to improve banking operations in India by up to 46 per cent, according to a report by the Reserve Bank of India (RBI). The central bank noted that AI can help financial institutions better understand customer behaviour, improve efficiency, and offer more personalised services at scale. It stated, GenAI is poised to improve banking operations in India by up to 46 per cent. The report said AI is increa ...Read More >
New Delhi [India], July 16: Before you apply for a home loan, it is important to know how much you can borrow and repay comfortably. One of the simplest ways to do that is by using a home loan eligibility calculator. This online tool helps estimate the loan amount you might qualify for, based on your income, existing obligations, and other key factors. It is also a great starting point to align your property search with your finances. Let us explore the home loan eligibility calculator in detai ...Read More >
New Delhi [India], July 11: A business loan can help fund daily operations, growth plans, or asset purchases for new or established businesses. Lenders assess eligibility based on business age, credit score, financials, and documentation. Strong credit history, stable income, and proper documentation increase your chances of loan approval. Understanding these requirements helps you prepare effectively for a business loan and avoid rejections. This article explains the key criteria Indian lenders ...Read More >
VMPL New Delhi [India], July 11: A business loan can help fund daily operations, growth plans, or asset purchases for new or established businesses. Lenders assess eligibility based on business age, credit score, financials, and documentation. Strong credit history, stable income, and proper documentation increase your chances of loan approval. Understanding these requirements helps you prepare effectively for a business loan and avoid rejections. This article explains the key criteria Indian l ...Read More >
VMPL New Delhi [India], July 11: Owning a home is a dream for many families, as it represents security and long-term stability. A home loan often helps to fulfil this dream by providing financial support to purchase property. A home loan is a financial product that helps an individual to purchase residential property by borrowing funds from a lender. Understanding the potential benefits of a home loan may allow an individual to make better decisions. This article details out some key benefits o ...Read More >
Bangalore: Paisabazaar, India's leading consumer credit marketplace and free credit score platform, today announced the launch of the Paisabazaar Credit Premier League, a nationwide contest to identify India's most credit-healthy consumers. The contest is open to both existing Paisabazaar consumers and new users who check their credit score on the Paisabazaar platform -- via the website or mobile app -- during the contest period, July 5 to August 5, 2025. Participants can track their All-India ...Read More >
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