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Banks use locker scarcity to pressure customers into investments. A customer at a private bank walked in to request a locker, a fairly routine banking need. He was ready to meet the formal requirements, including maintaining a fixed deposit linked to the locker. But instead of a simple application process, he was given a choice. Buy a ULIP worth around Rs 1 lakh. Or take a term insurance policy of about Rs 40,000. Only then, he was told, could his locker request be considered. The customer ( ...Read More >
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